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The Fair Housing Act prohibits discrimination in housing based upon religion. This prohibition covers instances of overt discrimination against members of a particular religion as well less direct actions, such as zoning ordinances designed to limit the use of private homes as a places of worship.The Fair Housing Act prohibits discrimination in the sale, rental, and financing of housing based on race, color, national origin, religion, sex, familial status, and disability. The act has two main purposes—prevent discrimination and reverse housing segregation.The Fair Housing Act prohibits discrimination in the sale, rental, and financing of dwellings and in other housing-related activities based on disability, among other protected classes.
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What is the main goal of federal fair housing laws?
The Fair Housing Act prohibits discrimination in the sale, rental, and financing of housing based on race, color, national origin, religion, sex, familial status, and disability. The act has two main purposes—prevent discrimination and reverse housing segregation.
Which is one of the three broad purposes of the Fair Housing Act?
The Fair Housing Act prohibits discrimination in the sale, rental, and financing of dwellings and in other housing-related activities based on disability, among other protected classes.
The Federal Fair Housing Act
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What is the purpose of federal and Virginia fair housing laws quizlet?
of….and to that end to prohibit discriminatory practices with respect to residential housing by any person or group of persons, in order that the peace, health, safety, prosperity, and general welfare of all the inhabitants of the State may be protected and insured.
Why was the Fair Housing Act created?
The bill’s original goal was to extend federal protection to civil rights workers, but it was eventually expanded to address racial discrimination in housing. Title VIII of the proposed Civil Rights Act was known as the Fair Housing Act, a term often used as a shorthand description for the entire bill.
What is the purpose of the majority of FHA programs?
The FHA’s primary function was to insure home mortgage loans made by banks and other private lenders, thereby encouraging them to make more loans to prospective home buyers.
Which are protected characteristics under the federal Fair Housing Act?
The Fair Housing Act prohibits this discrimination because of race, color, national origin, religion, sex (including gender, gender identity, sexual orientation, and sexual harassment), familial status, and disability.
Which of the following is permitted under the federal Fair Housing Act?
The Fair Housing Act is a federal law enacted in 1968 that prohibits discrimination in the purchase, sale, rental, or financing of housing—private or public—based on race, skin color, sex, nationality, or religion. The statute has been amended several times, including in 1988 to add disability and family status.
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The federal Fair Housing Act allows an exemption for communities that are designed and operated for senior use.
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What is fair housing?
Fair housing is the right to choose housing free from unlawful discrimination. Federal, state and local fair housing laws protect people from discrimination in housing transactions such as rentals, sales, lending, and insurance.
Which of the following is an exception to the Fair Housing Act?
Single-family housing: The sale or rental of a single-family house is exempted from the rules of the Fair Housing Act if the owner doesn’t own more than three units at one time, and neither a broker nor discriminatory advertising is used.
What is the principal difference between the Virginia and federal Fair Housing Act?
The principle difference between the Federal Fair Housing Act and the Virginia Act is that the Virginia Act adds elderliness (those 55 or older) to the other protected classes (race, color, religion, national origin, gender, family status, and handicap).
Which statement correctly identifies a federal fair housing law and what it addresses?
Which statement correctly identifies a federal fair housing law and what it addresses? Title VIII of the Civil Rights Act of 1968 prohibits housing discrimination based on race, color, national origin, and religion.
Which of the following is not a protected class under federal or Virginia fair housing laws quizlet?
Race, color, religion, sex, handicap, familial status, national origin. Although some interest groups have tried to lobby to include sexual orientation and marital status, these aren’t protected classes under the federal law, but are sometimes protected by certain local state fair housing laws.
The Basics of the Fair Housing Act
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Which of the following is considered a disability for the purposes of the federal Fair Housing Act?
The Fair Housing Act defines a person with a disability to include (1) individuals with a physical or mental impairment that substantially limits one or more major life activities; (2) individuals who are regarded as having such an impairment; and (3) individuals with a record of such an impairment.
What did the Fair housing Amendment Act of 1988 do?
The Act made it illegal to discriminate in the sale or rental of housing on the grounds of race, color, religion, or national origin.
Who supported the Fair Housing Act?
One of the bill’s strongest supporters was Martin Luther King, Jr., who had been at the forefront of the open housing marches in Chicago in the 1960s.
What is the purpose of FHA quizlet?
Most familiar function of FHA is to provide loan insurance programs. INSURES loans by private lenders which meet certain guidelines and standards. FHA mortgage insurance protects lenders against losses resulting from default by the borrower.
What is the role of the Federal Housing Administration quizlet?
The Federal Housing Administration (FHA) is a United States government agency created as part of the National Housing Act of 1934. The FHA sets standards for construction and underwriting and insures loans made by banks and other private lenders for home building.
What is the largest and most important function of the FHA?
Instead, its primary role is to insure mortgages FHA-approved lenders provide home buyers. One to four-unit residential properties, manufactured homes and hospitals are all included in the FHA program. As of 2012, the FHA had insured more than 34 million properties, making it the world’s largest mortgage insurer.
Which of the following is covered under the FHA?
In general, the FHA applies broadly to all sorts of housing, public and private, including single family homes, apartments, condominiums, mobile homes, and others. The act’s coverage also extends to the secondary mortgage market. However, the act includes some exemptions.
Which property is not covered under the Fair Housing Act quizlet?
Its primary prohibition makes it unlawful to refuse to sell, rent to, or negotiate with any person because of that person’s inclusion in a protected class. Which group is not protected under federal fair housing laws? Race, color, religion, sex, handicap, familial status, national origin.
What categories are protected by federal law?
What are the protected classes? Under federal law, employers cannot discriminate on the basis of race, color, national origin, religion, sex, age, or disability. The law is not, however, a blanket bar on employers taking into account a person’s membership in one of these groups in all circumstances.
Which of the following must comply with fair housing law quizlet?
The answer is federal, state, and local laws. The federal Fair Housing Act as amended has seven protected classes: race, color, religion, national origin, sex, handicap (disability), and familial status.
Federal Acts Related to Fair Housing | Real Estate Exam Prep
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What is the importance of housing?
A good home provides protection. Children are less at risk of violence and sexual abuse. They are less likely to be forced into child labour, married off at a young age or forcibly recruited by armed groups. A home ensures that displaced people have better access to humanitarian aid.
Which of the following agencies is are responsible for enforcement of the federal fair housing laws?
The Department of Fair Employment and Housing (DFEH) is the local agency responsible for enforcing California state fair housing laws. The primary state fair housing laws are FEHA and the Unruh Act.
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